$1,349,000
($135,923 down)1849 Santa Christina Ave, Chula Vista, CA 91913
PITI Monthly
Listing courtesy of: Kelly Luu, Keller Williams San Diego Metro
Assumed Rate
5.84%
7.15%Principal & Interest
$7,366 /mo
$8,443 /moWhat's Special
Welcome to your dream home in the upscale Montecito Community of Otay Ranch! This beautifully upgraded 5-bedroom, 3.5-bath with a loft residence offers 3,605 sqft of luxurious living space. Built in 2018 with modern convenience and comfort in mind. Key Features includes Spacious Open Concept Floorplan perfect for entertaining, Large kitchen with SS appliances, extra large Center Island to host family, Primary Bedroom on First Level for easy accessibility, Elegant laminate flooring throughout, Highly upgraded with designer touches and finishes, LOW HOA fee, PAID OFF Solar Panels – energy-efficient and cost-saving, Tesla Charger & Water Softener System, Reverse Osmosis Water Filtration System, Artificial Turf & Low-Maintenance Yard – enjoy outdoor beauty without the upkeep, Move-in Ready. Home is nestled in a newer, family-friendly community with top-rated school district. Community clubhouse and pools are just blocks away. Shopping, dining, and entertainment is a short drive away and only 20 minutes to downtown San Diego, attractions and the famous beaches. Welcome Home!
Assumption Snapshot
Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 9 months
Monthly PITI
$9,071.45/mo
Estimated Loan Balance
$1,214,530
Cash to close
$135,923
Interest Paid
$161,967
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Cooling & Heating
- Cooling: CentralAir
- Heating: ForcedAir, NaturalGas
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Laminate
Exterior
Fencing
- Fencing: Partial
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: Community
Construction
Type & Style
- Stories: 2
- Home type: SingleFamilyResidence
- Architectural Style: Mediterranean
Materials
- Stucco
- Roof: Unknown
Condition
- Year Built: 2018
Details
- Builder:
Community & HOA
Community
- Subdivision: Chula Vista
- Features: Pool
HOA
- Has HOA: Yes
- HOA Name: Montecito @ Otay Ranch
- HOA Amenities: Unknown
- HOA Fee: $62
- HOA Frequency: $Monthly
Location
- Region: Chula Vista
Financial Details
- Price per Sqft: $374.2
- Tax Annual Amount: $16862.5
- On Market Date: 2025-04-30T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $135,923!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 250026224SD
Listing From:
Last updated: 2025-05-04T18:40:08.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.84%
7.15%Principal & Interest
$7,366 /mo
$8,443 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $135,923!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Andrew KallienUME Realty Group(503) 705-9350andrew@umerealtygroup.comMLSResources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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