Andrew Kallien

Andrew Kallien

Assumable homes for sale in Idaho Springs, CO

4 homesFHA & VA loansrates from 2.79% vs 7.32% today

Idaho Springs assumption guide
1263 Nevadaville Road, Central City, CO, 80247 — assumable FHA mortgage at 3.06%
FHA
Active
48
$545,000$169,126 equity gap
Rate
3.06%
7.32%today
Payment
$1,806/mo
$2,921today
  • 4beds
  • 3baths
  • 2,301sqft

1263 Nevadaville Road, Central City

940 Spring Gulch Road, Idaho Springs, CO, 80452 — assumable VA mortgage at 2.79%
VA
Active
50
$935,000$423,791 equity gap
Rate
2.79%
7.32%today
Payment
$2,402/mo
$4,021today
  • 3beds
  • 3baths
  • 3,651sqft

940 Spring Gulch Road, Idaho Springs

1447 Coyote Circle, Black Hawk, CO, 80422 — assumable FHA mortgage at 4.18%
FHA
Active
50
$795,000$449,502 equity gap
Rate
4.18%
7.32%today
Payment
$2,156/mo
$3,035today
  • 3beds
  • 3baths
  • 4,142sqft

1447 Coyote Circle, Black Hawk

644 Virginia Street, Idaho Springs, CO, 80452 — assumable VA mortgage at 6.95%
VA
Active
42
$469,000$23,109 equity gap
Rate
6.95%
7.32%today
Payment
$3,043/mo
$3,158today
  • 3beds
  • 2baths
  • 991sqft

644 Virginia Street, Idaho Springs

Assuming a mortgage in Idaho Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$1,806 /mo
Median cash to assume
$296,459
Andrew Kallien

Andrew Kallien

UME Realty Group

andrew@kgroupaz.com+15037059350UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.